Time to Go
List of Wants and Needs
Make two lists. One should include items you must have such as bungalow or 2 storey, number of bedrooms, proximity to schools or work, etc. The other is a list of things you would like to have but can live without.
With a pre-approval you receive a commitment in writing from a bank or mortgage broker. Sellers are more receptive to potential buyers who have been pre-approved. Also, you avoid potential disappointment if the financing on the home of your dreams falls apart.